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Smarter insurance in agriculture – how Arbolitics bridges the gap between farmers and risk carriers

The agriculture sector faces rising uncertainty. Climate change, volatile weather events, and shifting soil and crop dynamics are making it harder than ever to predict yields with confidence. For farmers, this means greater exposure to financial risk. For insurers, it makes designing relevant, fair, and sustainable products a challenge. This is where Arbolitics comes in.

Why this matters

Agricultural insurance is a critical safety net for farmers, yet traditional models often fall short. Many products rely on outdated averages or broad regional data, which fail to capture the reality at the farm level. As a result, farmers are either underprotected or overcharged, and insurers struggle with mismatches between actual losses and payouts.

At the same time, global food security depends on resilient farming systems. Without smarter insurance products that reflect real-world conditions, farmers are less likely to invest in productivity-enhancing practices or adapt to climate risks - leaving the entire value chain vulnerable.

How Arbolitics can help

Arbolitics is transforming how agricultural risk is measured and managed. Our platform combines satellite imagery, vegetation indices, and AI-driven analytics to deliver real-time insights at the farm level. By tracking vegetation health, soil conditions, and climate dynamics, we can model how different parameters affect yield.

Through our yield estimation work, we’re isolating the effects of climate, soil, and management practices on crop performance. This allows insurers to design products that are more accurate, more tailored, and more relevant to farmers’ actual risks. Farmers benefit from fairer, data-backed insurance coverage, while insurers gain confidence in the precision of their risk models.

By bridging the gap between farmers and risk carriers, Arbolitics helps unlock smarter insurance solutions that promote resilience, protect livelihoods, and strengthen the agricultural ecosystem.

Ready to shape the future of agricultural insurance?

We’re already working with partners across the value chain to bring more precision and fairness into insurance products. If you’re an insurer, agricultural organization, or stakeholder interested in building resilient, farmer-focused solutions, we’d love to talk.

Get in touch with us to explore how Arbolitics can support your work.